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FinShark helps users explore financial product options in the UAE through a simple journey: Find. Select. Apply. You can review available information, compare relevant options and submit an enquiry for products where applications are available.

Yes. FinShark is free for users. You can explore product information and submit an enquiry without paying FinShark.

No. You do not need to create an account to browse FinShark or submit a basic enquiry. Some future services may require additional verification or account access.

No. FinShark is not a bank, lender, card issuer or financial adviser. Products are offered by third-party providers, and final approval, pricing, eligibility and documentation are subject to the provider's criteria.

FinShark currently focuses on helping users explore UAE credit card options. Other product categories may be added or expanded depending on partner availability, product readiness and applicable requirements.

Yes. FinShark helps users explore UAE credit card options based on lifestyle needs, basic eligibility details and available product information.

You may explore cards based on use cases such as cashback, rewards, travel, balance transfer, Islamic card options, lifestyle benefits and business-use preferences, depending on availability.

Minimum salary requirements vary by bank, card type and provider policy. Many UAE credit cards require a minimum monthly income, but final eligibility always depends on the provider's criteria.

You can still submit your details, but many UAE credit card providers may have minimum income requirements. FinShark may classify such enquiries separately where they do not meet basic eligibility indicators.

Yes. Self-employed users can submit an enquiry where available. Providers may request details such as trade licence, bank statements, Emirates ID, passport copy, visa page or other business-related documents.

No. FinShark does not guarantee approval. Credit card approval depends on the provider's checks, eligibility rules, credit assessment, documents and internal policies.

Browsing FinShark does not directly affect your credit score. If your enquiry progresses with a provider, the provider may carry out its own checks as per its policies.

You should review the card's key benefits, fees, eligibility requirements, minimum salary, documents, joining fees, annual fees, rewards rules and provider terms before proceeding.

FinShark may support loan-related enquiries where available. Availability can depend on partner readiness, product category and provider requirements.

Where personal loan enquiries are available, FinShark may help users submit their interest for review. Final eligibility, pricing, approval and documents remain subject to the provider's criteria.

Providers may consider income, employment type, employer profile, credit history, existing obligations, DBR, submitted documents and internal risk criteria.

DBR usually refers to Debt Burden Ratio. It helps providers assess how much of your income is already committed to existing repayments or obligations.

No. FinShark does not approve, issue or disburse loans. Any final decision is made by the relevant provider based on its own criteria and checks.

FinShark aims to keep product information clear and useful. However, fees, benefits, offers, eligibility rules and terms may change, so users should verify final details before proceeding.

No. FinShark may show products based on available partners, product listings, commercial arrangements and current availability. It may not include every product in the UAE market.

Yes. FinShark helps users compare available product information such as benefits, fees, eligibility, features and suitability indicators where comparison data is available.

These details may help assess basic eligibility indicators and route enquiries more appropriately. Providers may use similar details when reviewing applications.

No. Rewards, cashback, miles, discounts and benefits are subject to the provider's terms, exclusions, caps, expiry rules and ongoing programme changes.

You can select a product or enquiry option, complete the required form and submit your details. Your enquiry may then be reviewed or routed to the relevant fulfilment or partner team.

After submission, your enquiry may be reviewed for basic information and routed to the relevant team. A representative may contact you to verify details, explain next steps or request documents.

In most cases, yes. A representative may contact you using the phone number or email address you provided to discuss your enquiry and next steps.

Documents may vary by provider and product. Common documents can include Emirates ID, passport, visa page, salary certificate, bank statements, trade licence or other income-related documents.

Timelines vary by provider, product type, document completion and internal checks. FinShark cannot guarantee approval timelines because final processing is handled by the relevant provider or fulfilment team.

Yes. You may submit more than one enquiry. However, duplicate or repeated submissions may be reviewed together to avoid unnecessary follow-ups.

Tracking availability may depend on the product and fulfilment flow. If status updates are available, FinShark or the relevant team may share updates through call, email, WhatsApp or other permitted communication channels.

FinShark takes data handling seriously and uses appropriate operational and technical measures to support secure processing. Your information is used for enquiry handling, eligibility review, follow-up and related operational purposes.

Your information may be accessed by FinShark, fulfilment teams, relevant partners or providers involved in handling your enquiry, subject to applicable privacy practices and operational requirements.

These details help assess basic eligibility indicators, match users with relevant options and support the enquiry process. Providers may also require such details for their own checks.

No. FinShark should not sell personal data. User information should only be used or shared for legitimate enquiry handling, partner fulfilment, product processing, communication, analytics or compliance-related purposes as described in the Privacy Policy.

You can contact FinShark support to request correction or update of submitted information. Some updates may require verification before changes are processed.

You can contact FinShark support and request communication preference updates. Some important service-related messages may still be required for active enquiries or operational purposes.