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Citi Rewards Credit Card
Discounts on movies, food delivery and more
Overview
Enjoy flexible rewards & benefits with Citi Rewards Credit Card with no annual fee (subject to spend) Key benefits:
- Redeem points for cash back or travel-related spend with 1 click from Citi Mobile® App
- Discounts on movies, food delivery and more
- Airport transfers & Airport lounges
Rewards structure
Benefits
No Annual Membership Fee (AMF) subject to spend*
Redeem points for cash back or travel-related spend at a click of a button from Citi Mobile® App
Access to 1,200+ lounges worldwide for primary & supplementary cardholders via MasterCard Travel Pass app (T&Cs apply)
1 airport ride per year (up to AED 84 each) using code "MAUAE2“ on the Careem app
30% off 2 movie tickets per month at VOX cinemas
20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout
Purchase Protection Cover (up to $20,000 p.a.) for damaged or stolen items within 90 days of purchase
Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions
* No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies
Fees and key details
Basic eligibility
Documents you may need
The issuer may request documents to verify your identity, residency, employment and income.
Emirates ID
Valid passport
Valid UAE residence visa
Salary certificate or recent bank statements
Trade licence or business documents, for self-employed applicants
Any additional documents requested by the issuer
How the process works
Understand the available features, fees, eligibility requirements and repayment conditions.
Submit your details and consent to be contacted.
The FinShark team or authorised fulfilment partner will explain the relevant process and available information.
The issuer assesses the application, supporting documents, income and credit profile before making a final decision.
Submission of your details does not constitute approval. Final eligibility, terms and approval are determined by the issuer.
Important information
Product information is provided for general comparison purposes and may change. Eligibility, fees, rewards, benefits and approval are determined by the card issuer. Terms and conditions apply.
Frequently asked questions
What is the minimum monthly salary required for Citi Rewards?
The minimum monthly salary required for Citi Rewards is AED 8,000.
What is the Annual Membership Fee for Citi Rewards?
The Annual Membership Fee for Citi Rewards is AED 300.
Is the Citi Rewards annual fee waived for the first year?
There is no Annual Membership Fee for year 1.
How can the Citi Rewards annual fee be waived after the first year?
The Annual Membership Fee is waived from year 2 onwards subject to a minimum AED 9,000 spend in the previous 12 months. Otherwise, an AED 300 fee applies.
How many points can be earned on grocery spend?
Citi Rewards earns 1.5 points for every USD 1 spent on grocery transactions in AED.
How many points can be earned on non-AED spend?
Citi Rewards earns 1.5 points for every USD 1 spent on non-AED transactions.
How many points can be earned on other AED spend?
Citi Rewards earns 1 point for every USD 1 spent on other AED transactions.
How can Citi Rewards points be redeemed?
Points can be redeemed for cash back or travel-related spend at a click of a button from the Citi Mobile® App.
Does Citi Rewards include airport lounge access?
Citi Rewards provides access to 1,200+ lounges worldwide for primary and supplementary cardholders through the MasterCard Travel Pass app. Terms and conditions apply.
Does Citi Rewards include an airport transfer?
Citi Rewards provides 1 airport ride per year, up to AED 84, using code “MAUAE2” on the Careem app.
What movie benefit is available with Citi Rewards?
Citi Rewards offers 30% off 2 movie tickets per month at VOX cinemas.
What Talabat benefit is available with Citi Rewards?
Citi Rewards provides a 20% discount, up to AED 14, on grocery and food orders once a month on the Talabat app using code “MASTERCARD”.
Does Citi Rewards include purchase protection?
Citi Rewards includes Purchase Protection Cover of up to USD 5,000 per annum for damaged or stolen items within 90 days of purchase.
Does Citi Rewards include travel insurance?
Citi Rewards includes Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions.
Do terms and conditions apply to Citi Rewards benefits?
Citibank Terms & Conditions apply to the annual fee waiver, rewards and card benefits.
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