Home Credit Cards Citibank Citi Ultima Credit Card
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    Citibank · Travel & Rewards

    Citi Ultima Credit Card

    Min. salary
    AED 36,750
    Annual fee
    AED 3000
    Primary rewards
    Citi Miles

    3rd hotel night free worldwide (unlimited)

    Welcome Offer
    AED 1000 cash back welcome offer (statement credit)
    30,000 bonus Citi Miles annually post payment of full annual fee. Citibank Terms & Conditions apply.

    Overview

    Signup for the New Citi Ultima to experience travel in luxury, AED 1,000 welcome offer and the freedom to fly on your terms!

    Exclusive travel benefits:

    • 50% off flights (up to AED 2,000) once per year
    • 3rd hotel night free worldwide (unlimited)
    • Free home check-in (4 times a year)
    • Redeem Citi Miles for flights with any airline at an exclusive rate with 1 click
    • Airport transfers, Airport lounges and Airport security fast track Signup and get AED 1000 welcome offer (statement credit)

    Rewards structure

    $1 = 5 Citi Miles on non-AED spend
    $1 = 2.5 Citi Miles on AED spend
    Redeem Citi Miles for flights with any airline, class or destination or transfer miles to 11 partner airlines/hotels including Turkish, Qatar & British Airways with 1 click from Citi Mobile® App

    Benefits

    AED 1000 cash back welcome bonus

    AED 1000 cash back welcome bonus (subject to min spend of AED 25,000 in 60 days and payment of full annual fee)

    50% cash rebate on airline tickets

    50% cash rebate on airline tickets (up to AED 2,000) once a year via Citi Ultima Concierge

    3rd night free

    3rd night free at any hotel worldwide (unlimited) via Citi Ultima Concierge

    Home check-in

    Home check-in (up to 4 times a year) via Citi Ultima Concierge

    Fly with Miles

    Redeem Citi Miles for flights with any airline in any class to any destination with 1 click with Fly with Miles

    Transfer miles

    Transfer miles to 11 partner airlines/hotels including Turkish, Qatar & British Airways or convert to cash back with 1 click via Citi Mobile® App

    Airport Lounges

    Access to 1,200+ lounges worldwide for primary & supplementary cardholders (+ 1 guest each) via MasterCard Travel Pass app (T&Cs apply)

    Airport Transfers

    4 airport rides per year (up to AED 84 each) using code "MAUAE6“ on the Careem app

    Airport Security Fast-Track

    up to 3 times per year via Mastercard Travel Pass

    Earn Citi Miles

    Earn up to 5 Citi Miles per USD spend

    Annual bonus Citi Miles

    30,000 bonus Citi Miles annually post payment of annual fee

    Golf

    Unlimited complimentary golf on weekdays and 1 free round on weekends per month at some of the best golf courses in UAE

    Valet Parking

    2 visits per month at select Valtrans locations

    Movies

    6 ‘Buy 1 Get 1 free’ movie tickets per month (4 at VOX and 2 at Reel each month)

    Talabat

    20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout

    Marhaba Silver Meet & Greet

    Marhaba Silver Meet & Greet service twice a year with fast-track and porter services for arrivals & departures at Dubai International Airport

    Purchase Protection Cover

    Purchase Protection Cover (up to $20,000 p.a.) for damaged or stolen items within 90 days of purchase

    Travel Accident & Medical Insurance

    Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions

    Fees and key details

    Minimum salaryAED 36,750
    Annual feeAED 3000
    Welcome offerAED 1000 cash back welcome offer (statement credit)

    Basic eligibility

    Minimum monthly salaryAED 36,750
    ResidencyUAE Resident Required
    EmploymentSalaried and Self-employed

    Documents you may need

    The issuer may request documents to verify your identity, residency, employment and income.

    Emirates ID

    Valid passport

    Valid UAE residence visa

    Salary certificate or recent bank statements

    Trade licence or business documents, for self-employed applicants

    Any additional documents requested by the issuer

    How the process works

    Review the product details

    Understand the available features, fees, eligibility requirements and repayment conditions.

    Check eligibility

    Submit your details and consent to be contacted.

    Discuss the next steps

    The FinShark team or authorised fulfilment partner will explain the relevant process and available information.

    Issuer review

    The issuer assesses the application, supporting documents, income and credit profile before making a final decision.

    Submission of your details does not constitute approval. Final eligibility, terms and approval are determined by the issuer.

    Important information

    Product information is provided for general comparison purposes and may change. Eligibility, fees, rewards, benefits and approval are determined by the card issuer. Terms and conditions apply.

    Frequently asked questions

    What is the minimum monthly salary required for Citi Ultima?

    The minimum monthly salary required for Citi Ultima is AED 36,750.

    What is the Annual Membership Fee for Citi Ultima?

    The Annual Membership Fee for Citi Ultima is AED 3000.

    What welcome offer is available with Citi Ultima?

    Citi Ultima offers an AED 1000 cash back welcome offer as a statement credit. Citibank Terms & Conditions apply.

    What are the conditions for the Citi Ultima welcome bonus?

    The AED 1000 cash back welcome bonus is subject to a minimum spend of AED 25,000 in 60 days and payment of the full annual fee.

    How many Citi Miles can be earned on non-AED spend?

    Citi Ultima earns 5 Citi Miles for every USD 1 spent on non-AED transactions.

    How many Citi Miles can be earned on AED spend?

    Citi Ultima earns 2.5 Citi Miles for every USD 1 spent on AED transactions.

    How can Citi Miles be redeemed?

    Citi Miles can be redeemed for flights with any airline, class or destination, or transferred to 11 partner airlines and hotels, including Turkish Airlines, Qatar Airways and British Airways, with 1 click from the Citi Mobile® App.

    Does Citi Ultima include airport lounge access?

    Citi Ultima provides access to 1,200+ lounges worldwide for primary and supplementary cardholders, with 1 guest each, through the MasterCard Travel Pass app. Terms and conditions apply.

    Does Citi Ultima include airport transfers?

    Citi Ultima provides 4 airport rides per year, up to AED 84 each, using code “MAUAE6” on the Careem app.

    What flight benefit is available with Citi Ultima?

    Citi Ultima offers a 50% cash rebate on airline tickets, up to AED 2,000, once a year through Citi Ultima Concierge.

    What hotel benefit is available with Citi Ultima?

    Citi Ultima offers the 3rd night free at any hotel worldwide, with unlimited usage, through Citi Ultima Concierge.

    Does Citi Ultima include home check-in?

    Citi Ultima includes home check-in up to 4 times a year through Citi Ultima Concierge.

    Does Citi Ultima include airport security fast-track?

    Citi Ultima provides up to 3 airport security fast-track visits per year through Mastercard Travel Pass.

    Does Citi Ultima provide annual bonus Citi Miles?

    Citi Ultima provides 30,000 bonus Citi Miles annually after payment of the annual fee.

    Does Citi Ultima include travel insurance?

    Citi Ultima includes Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions.

    Why this card may suit you

    50% cash rebate on airline tickets (up to AED 2,000) once a year via Citi Ultima Concierge

    3rd night free at any hotel worldwide (unlimited) via Citi Ultima Concierge

    Redeem Citi Miles for flights with any airline in any class to any destination with 1 click with Fly with Miles

    Check your eligibility

    Share your details and our team will help you understand the available next steps.

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