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    Home Credit Cards First Abu Dhabi Bank
    du Credit Card card image
    First Abu Dhabi Bank · Lifestyle

    du Credit Card

    Get 15% back in FAB Rewards on eligible du spending.

    Min. salary
    AED 5,000
    Annual fee
    No Annual Fees
    Primary rewards
    Reward Points

    Get 0% payment plans on eligible du purchases and payments.

    Welcome Offer
    15% back on eligible du spending
    Spend AED 10,000 or more in a month to earn 20,000 bonus FAB Rewards.

    Overview

    The du Credit Card is a no-annual-fee lifestyle card designed for customers who regularly spend on du services, devices and everyday purchases.

    • Get 15% back in FAB Rewards on eligible du spending.
    • Use the benefit on eligible du bills, plans, devices, data packages and other du purchases.
    • Spend at least AED 2,500 in the previous calendar month to qualify for the du benefit.
    • Get 0% Easy Payment Plans on eligible du purchases and payments.
    • Earn FAB Rewards on everyday spending in the UAE and abroad.
    • Get 20% off one eligible Talabat food or grocery order each month.
    • Get 25% off the first eligible Fiit.tv subscription payment.
    • Access selected Mastercard travel, hotel and car-rental offers.
    • Pay no annual fee.

    Rewards structure

    Get 15% back in FAB Rewards on eligible purchases at du merchants after spending at least AED 2,500 in the previous calendar month.
    FAB records the enhanced du earning rate as 51 FAB Rewards per AED 1 spent at eligible du merchants.
    FAB Rewards earned from eligible du spending are capped at 167,000 Rewards per calendar month.
    Earn 1 FAB Reward per AED 1 on other eligible spending in the UAE and on eligible international spending.
    FAB Rewards earned from non-du card spending are capped at 50,000 Rewards per month.
    Cash withdrawals and loans taken on the card do not count towards the AED 2,500 monthly spend requirement for du privileges.

    Benefits

    15% Back on du

    Get 15% back in FAB Rewards on eligible du spending after meeting the AED 2,500 previous-month spend requirement.

    du Bills & Plans

    Earn the enhanced du benefit on eligible spending including postpaid bills, prepaid recharges, home plans and other qualifying du services.

    Phones & Devices

    Get the applicable du benefit when making eligible device and other qualifying purchases through du.

    0% Payment Plans

    Convert eligible du purchases and payments into 0% Easy Payment Plans for 3, 6, 9 or 12 months, subject to FAB approval and applicable plan terms.

    No Annual Fee

    Pay no annual membership fee for the primary du Credit Card.

    FAB Rewards

    Earn 1 FAB Reward per AED 1 on other eligible spending in the UAE and internationally, capped at 50,000 Rewards per month.

    20% Off Talabat

    Get 20% off one eligible food or grocery delivery order per month on Talabat using the applicable Mastercard promotion.

    Fiit.tv Discount

    Get 25% off the first eligible payment for a monthly or annual Fiit.tv subscription through the applicable Mastercard offer.

    Flight Delay Lounge Access

    Access participating airport lounges when an eligible flight is delayed through the Mastercard Travel Pass programme, subject to programme conditions.

    Travel Discounts

    Access selected Mastercard offers with participating travel partners including hotels, booking platforms and car-rental providers.

    Car Rental Offers

    Get selected discounts and benefits with participating car-rental partners through Mastercard.

    Flexible Rewards

    Redeem FAB Rewards for cashback, du bill payments, retail, dining, travel, entertainment and participating airline miles.

    Rewards, du benefits, instalment plans, discounts and travel benefits are subject to FAB, du, Mastercard and participating partner terms. Monthly spend requirements, reward caps and merchant eligibility apply.

    Fees and key details

    Minimum salaryAED 5,000
    Annual feeNo Annual Fees
    Welcome offer15% back on eligible du spending

    Basic eligibility

    Minimum monthly salaryAED 5,000
    ResidencyUAE Resident Required
    EmploymentSalaried and Self-employed

    Eligibility, approval and credit limit are determined by FAB and remain subject to the bank's credit assessment, affordability checks, policies and applicable terms and conditions.

    Documents you may need

    The issuer may request documents to verify your identity, residency, employment and income.

    Emirates ID

    Valid passport

    Valid UAE residence visa

    Salary certificate or recent bank statements

    Trade licence or business documents, for self-employed applicants

    Any additional documents requested by the issuer

    How the process works

    Review the product details

    Understand the available features, fees, eligibility requirements and repayment conditions.

    Check eligibility

    Submit your details and consent to be contacted.

    Discuss the next steps

    The FinShark team or authorised fulfilment partner will explain the relevant process and available information.

    Issuer review

    The issuer assesses the application, supporting documents, income and credit profile before making a final decision.

    Submission of your details does not constitute approval. Final eligibility, terms and approval are determined by the issuer.

    Important information

    Product information is provided for general comparison purposes and may change. Eligibility, fees, rewards, benefits and approval are determined by the card issuer. Terms and conditions apply.

    Frequently asked questions

    What is the minimum salary for the du Credit Card?

    FAB states a minimum monthly salary of AED 5,000 for the du Credit Card.

    What is the annual fee for the du Credit Card?

    There is no annual membership fee for the primary du Credit Card.

    How much can I get back on du spending?

    Eligible du spending can receive 15% back in FAB Rewards after you meet the required previous-month spend.

    What is the minimum spend required for the 15% du benefit?

    You must spend at least AED 2,500 on the card in the previous calendar month to qualify for the enhanced du benefit.

    Which du transactions qualify for the 15% benefit?

    FAB states that eligible du merchant spending includes services such as postpaid bills, prepaid recharges, home plans, devices and other qualifying du purchases.

    How is the 15% du benefit paid?

    The benefit is credited in the form of FAB Rewards rather than a direct cash statement credit.

    How many FAB Rewards do I earn at du?

    FAB's Rewards programme lists an earning rate of 51 FAB Rewards per AED 1 spent at eligible du merchants.

    Is there a monthly cap on rewards from du spending?

    Yes. FAB Rewards earned from eligible du spending are capped at 167,000 Rewards per calendar month.

    How many FAB Rewards do I earn on other spending?

    Eligible UAE and international spending outside du merchants earns 1 FAB Reward per AED 1.

    Is there a monthly cap on FAB Rewards from other spending?

    Yes. FAB Rewards from eligible non-du card spending are capped at 50,000 Rewards per month.

    Do cash withdrawals count towards the AED 2,500 monthly spend requirement?

    No. FAB's card terms state that cash withdrawals and loans taken on the card do not count towards the spend requirement for du privileges.

    Do I need to be an existing du customer to apply for the card?

    No. FAB's card terms state that you do not need to be an existing du customer to apply for the du Credit Card.

    Do I need an active du service to receive the du privileges?

    Yes. FAB's card terms state that receipt of the du privileges requires an active du service subscription, the qualifying previous-month spend, an active card and no overdue card amount.

    Does the du Credit Card offer 0% instalment plans?

    Yes. Eligible du purchases and payments can be converted into 0% Easy Payment Plans for 3, 6, 9 or 12 months, subject to FAB approval and applicable plan terms.

    What is the minimum amount for a 0% du payment plan?

    FAB's current du Easy Payment Plan offer states that qualifying purchases and payments of AED 1,000 or more can be converted, subject to the applicable terms and bank approval.

    Does the du Credit Card offer a Talabat discount?

    Yes. FAB currently lists 20% off one eligible Talabat food or grocery delivery order per month through the applicable Mastercard offer.

    Does the du Credit Card include airport lounge access?

    The card includes eligible airport lounge access when your flight is delayed through Mastercard Travel Pass, subject to the applicable programme conditions. This is not standard unlimited lounge access.

    Can FAB Rewards be used to pay du bills?

    Yes. FAB Rewards can be redeemed towards eligible du bill payments through FAB's Rewards programme.

    What is the minimum age to apply?

    FAB's digital credit-card application requires applicants to confirm that they are at least 21 years old.

    What documents should I have ready when applying?

    FAB's digital application asks applicants to have a physical or digital Emirates ID and their bank IBAN ready. Additional documents or information may be requested during assessment.

    Why this card may suit you

    You regularly pay du mobile, home internet or other du bills.

    You purchase phones, devices, data packages or other products from du.

    You can spend at least AED 2,500 per month to unlock the 15% du benefit.

    You want a credit card with no annual fee.

    You want 0% instalment options on eligible du purchases and payments.

    You prefer flexible FAB Rewards that can be redeemed for cashback, bills, vouchers, travel and other rewards.

    Check your eligibility

    Share your details and our team will help you understand the available next steps.

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