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FAB Rewards Active Credit Card
Earn 25 FAB Rewards for every 1,000 eligible daily steps.
Free fitness payment ring + access to 25+ gyms.
Overview
The FAB Rewards Active Credit Card combines everyday rewards with fitness-focused benefits, rewarding both your spending and daily activity.
- Earn 25 FAB Rewards for every 1,000 eligible steps through STEPPI.
- Earn 5 FAB Rewards per AED 1 on eligible sports spending.
- Earn up to 2 FAB Rewards per AED 1 on other eligible domestic and international spend.
- Get a free fitness payment ring linked to your credit card.
- Access 25+ gyms and fitness classes through the complimentary ADV+ membership.
- Get up to 20% off eligible online purchases at Sun & Sand Sports.
- Enjoy selected lifestyle, entertainment and airport lounge benefits.
- Redeem FAB Rewards for cashback, vouchers, dining, entertainment and airline miles.
Rewards structure
Benefits
Get a complimentary fitness and payment ring linked to your FAB Rewards Active Credit Card for contactless payments.
Earn 25 FAB Rewards for every 1,000 eligible steps when you complete at least 6,000 steps in a day, capped at 10,000 steps daily.
Get 12 months of complimentary ADV+ membership with access to more than 25 participating gyms and fitness classes, subject to the monthly spend requirement.
Earn 5 FAB Rewards per AED 1 on eligible sports spending including sporting goods, clubs, golf, sports apparel, camps and swimming-related purchases.
Get up to 20% off eligible online purchases at Sun & Sand Sports, subject to minimum spend, discount caps and offer terms.
Get three months of complimentary TOD streaming after spending AED 3,000 within the first 30 days of card issuance.
Get up to 20% off eligible tickets at selected Emaar attractions including KidZania, Dubai Aquarium, Play DXB and other participating venues.
Access discounts and selected benefits at participating Dubai Holding attractions including Wild Wadi, Dubai Parks and Resorts, The Green Planet and The View Palm.
Get up to 20% off one eligible food or grocery delivery each month through Talabat using the applicable Mastercard offer.
Get up to four complimentary visits per year to 25+ participating airport lounges after meeting the applicable Mastercard spend requirement.
Redeem your FAB Rewards for cashback, retail vouchers, dining, entertainment and conversion to participating airline miles.
Get eligible purchases covered against theft or accidental damage for up to 180 days, with cover of up to USD 2,000 per claim.
Benefits, rewards, discounts and complimentary access are subject to FAB and partner terms, eligible spend requirements, monthly caps and offer availability.
Fees and key details
Basic eligibility
Eligibility and approval are subject to FAB's credit assessment, policies and applicable terms and conditions.
Documents you may need
The issuer may request documents to verify your identity, residency, employment and income.
Emirates ID
Valid passport
Valid UAE residence visa
Salary certificate or recent bank statements
Trade licence or business documents, for self-employed applicants
Any additional documents requested by the issuer
How the process works
Understand the available features, fees, eligibility requirements and repayment conditions.
Submit your details and consent to be contacted.
The FinShark team or authorised fulfilment partner will explain the relevant process and available information.
The issuer assesses the application, supporting documents, income and credit profile before making a final decision.
Submission of your details does not constitute approval. Final eligibility, terms and approval are determined by the issuer.
Important information
Product information is provided for general comparison purposes and may change. Eligibility, fees, rewards, benefits and approval are determined by the card issuer. Terms and conditions apply.
Frequently asked questions
What is the minimum salary required for the FAB Rewards Active Credit Card?
FAB states a minimum monthly salary of AED 5,000 for the FAB Rewards Active Credit Card.
What is the annual fee for the FAB Rewards Active Credit Card?
The standard annual membership fee is AED 300 before VAT. FAB's July 2026 fee schedule lists AED 315 inclusive of VAT.
Is the first year free on the FAB Rewards Active Credit Card?
FAB's current digital application advertises no annual fee for the first year. The standard annual fee applies thereafter, subject to FAB's current offer terms.
How do I earn FAB Rewards from walking?
Link STEPPI through the FAB Mobile app and complete at least 6,000 steps in a day. You can earn 25 FAB Rewards for every 1,000 eligible steps.
Is there a daily limit on step rewards?
Yes. FAB caps step-based rewards at a maximum of 10,000 eligible steps per day.
How many FAB Rewards do I earn on sports spending?
You can earn 5 FAB Rewards per AED 1 on eligible sports-related merchant categories.
How many FAB Rewards do I earn on other spending?
Eligible domestic and international spending can earn 2 FAB Rewards per AED 1. Selected low-interchange categories earn 0.5 FAB Rewards per AED 1.
Is there a monthly FAB Rewards cap?
Yes. FAB Rewards earned from credit card spending are capped at 50,000 Rewards per month.
Does the FAB Rewards Active Credit Card include a fitness payment ring?
Yes. FAB provides one complimentary fitness payment ring per primary cardholder. It links to the card for contactless payments.
Does the card include free gym access?
Yes. Eligible cardholders receive 12 months of ADV+ membership with access to more than 25 participating gyms and fitness classes.
Is there a spending requirement for complimentary gym access?
Yes. FAB states a minimum monthly spend of AED 3,000. If the requirement is not met, a participating gym visit may be charged at AED 100 per visit.
Does the card offer discounts at Sun & Sand Sports?
Yes. Eligible online purchases can receive up to 20% off, subject to minimum spend, discount caps, promo codes and offer conditions.
Does the card include airport lounge access?
Yes. FAB advertises four complimentary visits per year to more than 25 participating airport lounges after meeting the applicable Mastercard spend requirement.
Can FAB Rewards be redeemed for cashback?
Yes. FAB Rewards can be redeemed for cashback and other options including retail vouchers, dining, entertainment and participating airline miles.
What documents should I have ready when applying online?
FAB's digital application asks applicants to have a physical or digital Emirates ID and their bank IBAN ready. Additional information or documents may be requested during the application.
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