FinShark Logo
    Find My Card
    FinShark Logo
    Find My Card
    Home Credit Cards First Abu Dhabi Bank
    FAB Cashback Credit Card card image
    First Abu Dhabi Bank · Cashback

    FAB Cashback Credit Card

    Get up to 5% cashback on eligible dining, fashion and supermarket spend.

    Min. salary
    AED 5,000+
    Annual fee
    AED 300
    Primary rewards
    Cashback

    Get 3% cashback on eligible international and non-AED spend.

    Welcome Offer
    Up to AED 1,000 cashback every month
    Earn cashback on eligible dining, fashion, supermarket, international and everyday spending.

    Overview

    The FAB Cashback Credit Card rewards everyday spending across groceries, dining, fashion, international purchases and more.

    • Get 5% cashback on eligible supermarket spending.
    • Get 5% cashback on eligible fashion purchases.
    • Get 5% cashback on eligible dining spend.
    • Get 3% cashback on eligible international and non-AED purchases.
    • Get 1% cashback on other eligible retail spending.
    • Earn up to AED 1,000 in total cashback value each month.
    • Enjoy Talabat, cinema and Carrefour online benefits.
    • Get worldwide airport lounge access and selected travel benefits.
    • Cashback is credited as equivalent FAB Rewards and can be redeemed through the FAB Mobile app.

    Rewards structure

    5% cashback on eligible supermarket spending, credited as 17 FAB Rewards per AED 1, capped at AED 150 cashback per month.
    5% cashback on eligible fashion spending, credited as 17 FAB Rewards per AED 1, capped at AED 150 cashback per month.
    5% cashback on eligible dining spending, credited as 17 FAB Rewards per AED 1, capped at AED 150 cashback per month.
    3% cashback on eligible international and non-AED spending, credited as 10 FAB Rewards per AED 1.
    1% cashback on other eligible retail spending, credited as 3.5 FAB Rewards per AED 1.
    0.15% cashback on selected categories, credited as 0.5 FAB Rewards per AED 1.
    A minimum spend of AED 3,000 in the previous calendar month is required to qualify for cashback.
    Total cashback across eligible categories is capped at AED 1,000 per month or when eligible spend reaches the card's credit limit, whichever comes first.

    Benefits

    5% Supermarket Cashback

    Get 5% cashback on eligible supermarket purchases, capped at AED 150 per month.

    5% Dining Cashback

    Get 5% cashback on eligible dining transactions, capped at AED 150 per month.

    5% Fashion Cashback

    Get 5% cashback on eligible fashion and apparel purchases, capped at AED 150 per month.

    3% International Cashback

    Get 3% cashback on eligible retail transactions made in currencies other than AED.

    1% Everyday Cashback

    Get 1% cashback on other eligible UAE retail spending, excluding selected and excluded transaction categories.

    40% Off Talabat

    Get 40% off eligible Talabat orders, up to AED 40 per order, four times per month with a minimum order of AED 100.

    AED 20 Movie Tickets

    Get four eligible movie tickets per month for AED 20 each at participating Reel Cinemas, Cine Royal and Star Cinemas.

    Carrefour Online

    Get AED 40 off an eligible Carrefour online purchase of at least AED 250 once per month.

    Airport Lounge Access

    Get up to eight complimentary airport lounge visits per year, with up to six complimentary guest visits, after meeting the applicable Mastercard transaction requirement.

    Free Airport Transfer

    Get one complimentary eligible airport transfer through the applicable Mastercard benefit.

    MakeMyTrip Offers

    Get up to 40% off selected eligible flight and hotel bookings through MakeMyTrip, subject to the applicable offer conditions.

    Costa Coffee

    Get selected complimentary Costa Coffee items at Dubai Airport through the applicable Mastercard benefit.

    Farfetch

    Get 10% off eligible Farfetch purchases when spending at least USD 300, subject to Mastercard offer terms.

    Bicester Village

    Get 15% off eligible Bicester Village Shopping Collection packages and selected experiences.

    Cashback, discounts, lounge access and other benefits are subject to FAB, Mastercard and participating merchant terms. Spend requirements, merchant category codes, monthly limits and offer availability apply.

    Fees and key details

    Minimum salaryAED 5,000+
    Annual feeAED 300
    Welcome offerUp to AED 1,000 cashback every month

    Basic eligibility

    Minimum monthly salaryAED 5,000+
    ResidencyUAE Resident Required
    EmploymentSalaried and Self-employed

    Eligibility, approval and credit limit are determined by FAB and remain subject to the bank's credit assessment, policies and applicable terms and conditions.

    Documents you may need

    The issuer may request documents to verify your identity, residency, employment and income.

    Emirates ID

    Valid passport

    Valid UAE residence visa

    Salary certificate or recent bank statements

    Trade licence or business documents, for self-employed applicants

    Any additional documents requested by the issuer

    How the process works

    Review the product details

    Understand the available features, fees, eligibility requirements and repayment conditions.

    Check eligibility

    Submit your details and consent to be contacted.

    Discuss the next steps

    The FinShark team or authorised fulfilment partner will explain the relevant process and available information.

    Issuer review

    The issuer assesses the application, supporting documents, income and credit profile before making a final decision.

    Submission of your details does not constitute approval. Final eligibility, terms and approval are determined by the issuer.

    Important information

    Product information is provided for general comparison purposes and may change. Eligibility, fees, rewards, benefits and approval are determined by the card issuer. Terms and conditions apply.

    Frequently asked questions

    What is the minimum salary for the FAB Cashback Credit Card?

    FAB states a minimum monthly salary of AED 5,000 for the FAB Cashback Credit Card.

    What is the annual fee for the FAB Cashback Credit Card?

    The standard annual membership fee is AED 300 excluding VAT.

    How much cashback can I earn each month?

    Total cashback across eligible categories is capped at AED 1,000 per month or when eligible spend reaches your credit limit, whichever occurs first.

    How much cashback do I get on supermarket spending?

    Eligible supermarket purchases earn 5% cashback, capped at AED 150 per month.

    How much cashback do I get on dining?

    Eligible dining transactions earn 5% cashback, capped at AED 150 per month.

    How much cashback do I get on fashion purchases?

    Eligible fashion and apparel purchases earn 5% cashback, capped at AED 150 per month.

    How much cashback do I get on international spending?

    Eligible retail transactions made in currencies other than AED earn 3% cashback.

    How much cashback do I earn on other purchases?

    Other eligible UAE retail spending earns 1% cashback. Selected categories earn 0.15%, while certain excluded transactions earn no cashback.

    Is there a minimum monthly spend to earn cashback?

    Yes. FAB requires at least AED 3,000 of eligible spend in the previous calendar month to qualify for cashback.

    How is cashback credited?

    FAB processes cashback as equivalent FAB Rewards, which can be redeemed through the FAB Mobile app.

    Does the FAB Cashback Credit Card offer a Talabat discount?

    Yes. Eligible cardholders can get 40% off Talabat orders, up to AED 40 per order, four times per month with a minimum order of AED 100.

    Does the card offer discounted cinema tickets?

    Yes. FAB advertises four eligible movie tickets per month for AED 20 each at participating Reel Cinemas, Cine Royal and Star Cinemas.

    What is the Carrefour online benefit?

    Eligible cardholders can get AED 40 off a Carrefour online order of at least AED 250 once per month.

    Does the FAB Cashback Credit Card include airport lounge access?

    Yes. FAB advertises up to eight complimentary lounge visits per year for the cardholder and up to six guest visits, subject to the applicable Mastercard transaction and programme conditions.

    Does the card include an airport transfer?

    Yes. FAB currently lists one complimentary eligible airport transfer through the applicable Mastercard benefit.

    Which transactions do not earn cashback?

    FAB excludes transactions such as cash advances, annual fees, finance and late-payment charges, balance transfers, loan repayments, foreign-currency purchases, exchange-house transactions and certain other transactions specified in its terms.

    Does a supplementary card earn cashback?

    Eligible transactions made using supplementary FAB Cashback Cards are combined with the primary cardholder's eligible spending when cashback is calculated.

    What documents should I have ready when applying?

    FAB's digital application asks applicants to have a physical or digital Emirates ID and their bank IBAN ready. Additional information or documents may be requested during assessment.

    Why this card may suit you

    You spend regularly on supermarkets, dining or fashion.

    You want cashback-style rewards on everyday purchases.

    You frequently spend abroad or make purchases in non-AED currencies.

    You can spend at least AED 3,000 per month to qualify for cashback.

    You want lifestyle benefits such as Talabat discounts, cinema tickets and Carrefour offers.

    Airport lounge access and selected travel benefits are useful to you.

    Check your eligibility

    Share your details and our team will help you understand the available next steps.

    +971
    I agree that FinShark may share my details with relevant partners and financial institutions for follow-up regarding my enquiry. I accept the Terms and Privacy Policy.