FinShark Financial Glossary

Credit Card Terms & Glossary UAE

Fees, limits, statements, rewards, instalments and card security - the credit card terms you are likely to meet in the UAE, each linked to its full definition. General educational information; fees, limits and eligibility are set by each provider.

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Credit Cards
Loans
Banking
Insurance
Business / SME
Personal Finance

89 terms

A

Add-on Card
Al Etihad Credit Bureau (AECB)
Annual Fee
Annual Fee Waiver
Annual Percentage Rate (APR)
Approved Employer
Authentication
Available Credit

B

Balance Transfer
Balance Transfer Fee
Billing Cycle

C

Card Authorisation
Card Issuer
Card Replacement Fee
Card Scheme
Card-not-present Transaction
Cardholder
Cash Advance
Cash Advance Fee
Cash Advance Limit
Cashback
Cashback Cap
Chargeback
Contactless Payment
Credit Card
Credit Limit
Credit Shield
Credit Utilisation Ratio
CVV / CVC

D

Debt Burden Ratio (DBR)
Disputed Transaction
Due Date
Dynamic Currency Conversion (DCC)

E

Easy Payment Plan (EPP)
Expiry Date

F

Fee Schedule
Finance Charge
Foreign Currency Transaction
Foreign Transaction Fee
Fraud

I

Instalment
Instalment Conversion
Interest
Interest-Free Period
Issuer

K

Key Facts Statement (KFS)

L

Late Payment Fee
Lounge Access

M

Merchant
Merchant Acquirer
Merchant Category Code (MCC)
Miles
Minimum Payment
Minimum Salary
Minimum Spend
Missed Payment

N

O

OTP
Outstanding Balance
Over-limit Fee / Transaction

P

Payment Due Date
Phishing
PIN
Posting Date
Pre-authorisation Hold
Processing Fee
Purchase Protection

Q

Qualifying Spend

R

Recurring Payment
Revolving Credit
Reward Expiry
Reward Points

S

Secured Credit Card
Security Deposit / Pledged Deposit
Smishing
Statement Balance
Statement Date
Supplementary Card

T

Temporary Credit Limit
Tokenisation
Transaction Date
Travel Credit Card

U

Unauthorised Transaction
Utilisation

V

Virtual Card

W

Welcome Bonus
Welcome Offer

Z

Zero Liability Protection
Zero-Interest Instalment Plan

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General information only. T&Cs and bank eligibility apply.

A

B

C

D

E

F

I

K

L

M

N

O

P

Q

R

S

T

U

V

W

Z

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